Student housing data and financing
How many students does each campus leave to the market?
Fall 2024 enrollment against the college's own housing capacity at 693 four-year campuses, from the federal IPEDS survey. Look up a campus, then size a loan near it.
Where the gap between students and college beds is widest
| Campus | Full-time | College beds | Beyond beds | Housing charge |
|---|---|---|---|---|
| Texas A&M University-College Station College Station, TX | 66,661 | 11,350 | 55,311 | $13,008* |
| Arizona State University Campus Immersion Tempe, AZ | 71,792 | 16,816 | 54,976 | $10,162 |
| The University of Texas at Austin Austin, TX | 50,857 | 8,588 | 42,269 | $14,828* |
| University of Central Florida Orlando, FL | 47,398 | 7,582 | 39,816 | $6,400 |
| University of Michigan-Ann Arbor Ann Arbor, MI | 49,070 | 11,607 | 37,463 | $15,328* |
| University of Wisconsin-Madison Madison, WI | 46,279 | 8,971 | 37,308 | $7,633 |
| Ohio State University-Main Campus Columbus, OH | 53,237 | 16,335 | 36,902 | $14,738* |
| New York University New York, NY | 49,928 | 13,180 | 36,748 | $17,080 |
| University of Arizona Tucson, AZ | 43,349 | 7,794 | 35,555 | $9,575 |
| Pennsylvania State University-Main Campus University Park, PA | 49,151 | 14,580 | 34,571 | $9,006 |
| University of Illinois Urbana-Champaign Champaign, IL | 49,610 | 15,736 | 33,874 | $14,020* |
| University of Washington-Seattle Campus Seattle, WA | 43,652 | 10,143 | 33,509 | $12,117 |
What lenders check first on the campus
Enrollment. Lenders want a large campus that is holding or growing. Fannie Mae’s Guide sets a floor of 10,000 students, mostly full-time, for Dedicated Student Housing. Freddie Mac’s student housing summary (data as of December 31, 2025) says most of its student housing business is at schools with 15,000 or more.
The college’s own beds. Every bed the school controls is one fewer student in the private market. A campus with 20 beds per 100 full-time students leaves far more students to the private market than one with 60.
What students already pay. The school’s typical housing charge and its financial aid office’s off-campus budget tell you what a student’s family has been told to expect. Price a by-the-bed lease far above both and absorption slows.
Each campus page shows enrollment, beds and charges together, with the change from the year before and the IPEDS file each came from.
Common questions
Where do the bed counts come from?
From IPEDS, the survey every college that takes federal student aid files with the National Center for Education Statistics. The 2024-25 file reports each school's housing capacity, meaning the beds in housing it owns or controls, on or off campus.
Does the bed gap equal demand for private student housing?
No. It is full-time enrollment minus the college's own beds. Some of those students live with family or prefer to commute, so treat it as the outer edge of the private market, then check local rents, occupancy and new supply.
Why are some big universities missing?
The list covers four-year campuses with at least 3,000 full-time students in fall 2024. Campuses where half or more of students study only online are left out because their students don't need beds near campus.
Who runs Bedcount?
Bedcount is operated by Janover Capital LLC, a commercial real estate finance firm. It is not affiliated with any school, the Department of Education or the agencies whose rules it cites.
Financing a property near campus?
Send it to the Janover Capital desk: construction, acquisition, lease-up and refinance.